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1. QUBE MONEY REVIEWS INSTALL
2. QUBE MONEY REVIEWS FULL
3. QUBE MONEY REVIEWS DOWNLOAD
4. QUBE MONEY REVIEWS FREE

It takes anywhere from 3 – 5 business days with no fee for the transfer to complete when transferring from a linked bank account.Īnother way to fund your account and is actually the route we took was we created an external transfer from our credit union to the Qube Money banking partner, Choice Financial Group (using the banking info found within the app). Once you have a bank account linked, you can then deposit money by going to the Cloud tab and selecting Create Deposit (which can also be found on the Qubes tab). You can do this by going to your profile and selecting Linked Bank Accounts to link a bank account via bank login. In order to spend from your qubes in the first place, you need to deposit money into each qube.

You cannot spend from your qubes without the debit card. When your debit card comes in the mail, you can activate it in the app and start spending from your qubes. This is also where the banking information is stored like your account number, and routing number. You will also see your Qube Money debit card information in the app by going to your profile and clicking Card & Banking Information.

QUBE MONEY REVIEWS INSTALL

After you sign up for Qube Money and install the app, you will be assigned a Qube Money debit card and should receive it in the mail shortly after signing up. Remember, Qube Money is not just a budgeting app but it is also a banking app.

QUBE MONEY REVIEWS DOWNLOAD

You can then download their app on IOS, Android, or use their web app.

QUBE MONEY REVIEWS FREE

You can install and sign up for Qube Money’s Basic plan which is 100% free unless you find more of what you need in any of their paid options (they also have a great lifetime option). You then need to create a qube for each spending category, fund the qubes, and spend with the debit card once it is received. The debit card is completely free and arrives shortly after signup. Then you have their app which is where your qubes reside and the integration of those qubes with your Qube Money debit card.

You are also using their banking partner to keep your money safe. How the app actually works is you aren’t just signed up for another budgeting app.

QUBE MONEY REVIEWS FULL

Let’s dive right into how it went and a full review of the app! How Qube Money Works We had a tight budget to actually get to the new place, but didn’t want to deal with cash so this app came at the perfect time for us. We had just been hit with all the big transactions that come with buying a new house, planning a move, and selling your current house. I thought I’d give it a try to help us stay on budget during our 2100 mile cross country move we did in mid December from Missouri to Washington. Not only that but you can create entire budget plans, keep track of bills, stay in the loop with family finances, and more. It is the perfect combination of banking and budgeting so you can use cash envelopes digitally with real time debit transactions, taking the clunky cash handling out of the equation. How it works is you spend from your qubes using a debit card linked to the app. Thanks to the nifty new app Qube Money, they are transforming cash envelopes from cash to completely digital using their app.Įxcept instead of envelopes, they are called qubes. In a society where cash was king, digital payments are more the norm. And if you hate handling cash or simply can’t as many retailers don’t accept cash, try it out with Qube Money. The best way to see if a certain system like cash envelopes are right for you is to actually give it a test drive and try it out. There are tons of budgeting systems to choose from when you think of how you should track your spending and which method best suits your personality and lifestyle. How do you know if cash envelopes are right for you?īudgeting gets a bad rap as many have claimed it can be restricting, especially when you are trying to live your best life but feel you are chained to a budget. You then commit to spend only using cash for those categories (from their appropriate envelopes) to help you stay within your budget. If you aren’t familiar, the cash envelope system is when you take your current monthly (or weekly, bi weekly, or however you do it) budget and divvy out the actual dollar amounts in cold hard cash per category via an envelope labeled for each category. Qube Money Review: Cash Envelopes Made Easy.How do you know if cash envelopes are right for you?.